Since the Reserve Bank Australia (RBA) first began raising interest rates in May of last year, the volume of commentary on when they would be cut has become greater with each passing month. With mortgage rates having risen to the largest and fastest degree in relative terms in Australian history,Continue Reading
Since headline inflation peaked in December of last year, one of the driving forces behind inflationary pressures moderating has been the drop in fuel prices. After peaking in June last year, fuel prices have been placing varying degrees of downward pressure on this consumer price index (CPI/0 component ever since.Continue Reading
In Australia, there’s one topic that arguably generates the most heated debate of all: the issue of housing. Like most debates that are heavily influenced by emotion and personal lived experience, it is an arena in which myths propagate and spread, regardless of how factual or accurate their basis mayContinue Reading
Since the rental crisis began in the nation’s capital cities back in 2021, it has been the thorn in the side of millions of Australians. Vacancy rates have dropped to historic lows and rents have set off for the moon. Earlier in the year there was some potential signs thatContinue Reading
When the RBA hands down its decision on interest rates on the first Tuesday of every month (excluding January), it is sometimes perceived as an all-powerful organisation handing down its judgement from on high to the rest of us. Given the power it holds over the financial fortunes of savers,Continue Reading
From the 1940s radio addresses of Liberal Party founder Sir Robert Menzies to the legendary film The Castle, ideals of ownership of the family home have long been central to everyday Australian life. But in the almost 60 years since home ownership rates peaked back in 1966, the role ofContinue Reading
Since before the RBA began raising interest rates in May last year, analysts and commentators have been attempting to predict the peak of the cash rate and when interest rates would start coming down. Over the past two years, that task has been more than a little bit challenging. FromContinue Reading
Since the RBA began raising interest rates back in May last year, the issue of interest rates has rarely been out of the headlines. Not since the days of 17 per cent mortgage rates in the late 1980s and early 1990s has monetary policy been such a lightning rod ofContinue Reading
From backyard barbecues across the country to the halls of federal parliament, the issue of the ongoing housing crisis is never far from conversation and debate. Despite Australia building the fourth highest number of new homes per capita in the Organisation for Economic Co-operation and Development (OECD) relative to overallContinue Reading
Since the pandemic first began significantly impacting the Australian economy in the early months of 2020, we have witnessed surprise after surprise for the economy and households. Through a commitment of more than half a trillion dollars in stimulus between state and federal governments and pandemic-fuelled demand, the economy hasContinue Reading